Get your numbers in, then see where they lead.
Practical help for putting your money in one plan: what your pay really leaves you, what to set aside, and how the apps compare.
Export your transactions
How to export your Chase transactions
Download Chase checking and card activity as QFX or CSV, a few months at a time.
How to export your American Express transactions
Two years of Amex charges as Quicken, CSV or Excel, and why the signs look reversed.
How to export your Bank of America transactions
Bank of America’s Download link, the Quicken file, and the summary lines above a CSV.
How to export your Citi transactions
Export a Citi card from Account Details, up to 1,000 transactions a file.
How to export your Capital One transactions
Capital One’s Download Transactions covers about 90 days: what to pick and when to go back.
How to export your Wells Fargo transactions
Download Account Activity, up to 18 months, and the CSV with no header row.
How to export your Discover transactions
Up to 24 months of Discover activity as CSV, with purchases written as positive numbers.
How to export your Apple Card transactions
Export Apple Card transactions from Wallet on iPhone as OFX or CSV, one statement at a time.
How to export your Fidelity transactions
Fidelity’s Activity & Orders history as CSV, for Cash Management spending or your investments.
How to export your Charles Schwab transactions
Schwab’s History export as CSV, with its banner and total lines.
Work it out
Bonus take-home calculator
What your bonus pays after the 22% federal withholding, state tax and Medicare, and how to split what’s left.
Quarterly tax set-aside calculator
What to set aside each month when nobody withholds, and what to send on each IRS due date.
Choose an app
Copilot Money alternatives without bank sync
Monarch, YNAB, Lunch Money, ProjectionLab and RichDue next to Copilot Money on price, file import and forecasting.
Free to start
Get the whole picture, not one number.
RichDue turns your pay, accounts and plans into a 12-month projection, with a plan for the bonus, the vest or the tax bill. Add a screenshot, a statement or two taps, and it asks before saving.